How Banks Decide Which Non-Performing Notes to Sell to Investors: Expert Insights on Loan Portfolio Disposition
Banks’ decision-making on the sale of non-performing notes is complex and multifactorial. Investors require a clear understanding of banks’ evaluation frameworks to operate effectively in the secondary note market. This article examines selection criteria for non-performing loans, the impact of investor parameters and risk appetite, and the mechanisms that determine secondary-market pricing. The analysis provides […]